Mosaic Capital Management
Where your financial plans come together.

Our Advisors & Staff

JOSH DONLEY

CFP®, CLU™

Imagine what you’d get by combining a focused analyst, critical thinker and experienced Wealth Manager with a dependable, empathetic friend.

Meet Josh Donley, CFP®, CLU™.

Anyone who has met Josh knows that he loves people and problem solving. Josh devotes his time to building relationships with his clients and tailoring custom financial strategies so that he can help them pursue their ultimate financial life goals.

Josh Donley is a CERTIFIED FINANCIAL PLANNER™ professional and a Chartered Life Underwriter™ in Winston Salem, NC. He graduated Cum Laude from Elon University with a Bachelor of Science in Business Management and a Minor in Economics. Josh has been practicing as an independent fee-based financial planner since 2002.

Josh specializes in comprehensive financial planning, investment management and advanced social security strategies. He adds value to the planning process through collaboration with specialists in various disciplines including: tax planning, estate planning and asset protection. He is well-known for being able to understand and resolve complex financial situations. Working with Josh means taking on a holistic, tailored approach to planning your financial future with a dedicated financial strategist at your side.


AREAS OF EXPERTISE

  • Comprehensive Financial Planning
  • Investment Management
  • Risk Management
  • Income Planning
  • Estate Planning
  • Advanced Social Security Strategies


EDUCATION/CERTIFICATION

  • CERTIFIED FINANCIAL PLANNER™ professional
  • Chartered Life Underwriter (CLU)
  • Bachelor of Science in Business Management with a Minor in Economics, Elon University, Cum Laude Graduate
  • Committed to serving clients with excellence since 2002

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

MICHAEL STOKES

CPA, PFS®, CDFA

All financial planners are not created equal.

Ideally, you want someone with a comprehensive knowledge of financial planning and solid professional experience backing them up. The icing on the cake is when your planner has specialized knowledge in areas that can often ‘make or break’ your financial plan.

A CPA/Personal Financial Specialist is more than a financial planner – he is a CPA with the powerful combination of extensive tax expertise and comprehensive knowledge of financial planning. This insight is critical to obtaining valuable, objective advice. Advice you can trust.

Enter Michael Stokes, CPA, PFS®, CDFA.

Mickey has been advising clients for over twenty-five years, helping hundreds of individuals with tax planning while managing their financial plans. As a Certified Public Accountant (CPA), Personal Financial Specialist (PFS), and Certified Divorce Financial Analyst (CDFA), he understands how to help clients benefit from today’s complex decisions about tax planning, retirement, estate planning, investments and insurance.

Mickey’s ‘CPA roots’ run deep; his Dad started the Hickory family CPA practice in 1966. After graduating from UNC Chapel Hill, Mickey joined the firm in 1993, and took over in 1996. Today— after nearly 50 years serving the community —the Stokes name is synonymous with experience, ethics, expertise and trust.

As the President of his local Carolina Club, Mickey stays connected with fellow Tar Heels and finds ways to give back to his community. Strike up a game day conversation and you’ll uncover a careful listener, dependable businessman, and devoted friend.

Working with Mickey means gaining a dedicated financial strategist who cares deeply for you and the security of your financial future.


AREAS OF EXPERTISE

  • Comprehensive Financial Planning
  • Tax Planning
  • Investment Management
  • Retirement Income Planning
  • Insurance and Estate Planning


EDUCATION/CERTIFICATION

  • Certified Public Accountant (CPA)
  • Personal Financial Specialist (PFS)
  • Certified Divorce Financial Analyst (CDFA)
  • Bachelor of Arts in Economics, UNC Chapel Hill
  • Bachelor of Science in Accounting, UNC Greensboro
     

CPA services are not affiliated with nor endorsed by LPL Financial
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Michelle Ludolf

Client Services & Operations Manager

Michelle Ludolf is our Client Services and Operations Manager in the Winston-Salem office. Michelle joined Mosaic Capital Management in February 2016. Prior to that she spent close to nine years assisting the Chief Administrative Officer, Chief Financial Officer and Program Manager of the Investment Group at a billion dollar credit union.

Michelle has two main focuses at Mosaic; first and foremost is the client. She enjoys serving people and wants to make sure every client is taken care of in a manner that makes them know they are important.  She believes it is the little things that really set apart a client’s experience; the check in phone call to see if you need anything, the confirmation we received what you mailed us or following up to make sure requested changes occurred on your accounts.

Michelle’s second focus is operations and efficiently managing the office. If operations and efficiencies are in place, then the client experience is better and the advisors can truly focus on what they do best, advising and financial planning.

So no matter what you need, from scheduling a meeting to account documents, please know Michelle is ready to help you in any way she can.

Michelle resides in Clemmons with her husband Steve and her three daughters Sarah, Zoe-Grace and Pearl. She enjoys spending time with her family, watching her children perform in their various theater productions, photography, crafting and reading.